One place to run salaries, a loan book
and diaspora payouts.
Three focused platforms — payroll, lending and currency exchange — that share the same standards for compliance, access control and auditability. Start with the one you need today; add the others when you grow.
Free to start · Each product has its own account · Your data stays in your own workspace
Three products, one standard
Every platform is multi-tenant from the ground up: each business has its own workspace, its own team and its own data, with roles from company admin down to read-only auditor.
BTAS Payrolls
Run monthly payroll and issue digital or printable payslips.
- PAYE, pension, NHF and NHIA computed from the current rules
- Digital payslips with verification codes, printable PDFs
- Import employees and mid-year year-to-date balances
- Payslip self-service for staff; approvals and audit trail
Ngychom Lending
Originate, disburse and collect a loan book end to end.
- Applications, underwriting rules and offers in one flow
- Disbursement, repayment schedules and collections queue
- KYC and watchlist checks with document uploads
- Bring an existing book across with outstanding balances
Ngychom FX
Diaspora currency exchange with compliance built in.
- Live-ready quotes, margins and payout corridors
- Deposit verification, payout release and AML review queue
- Beneficiaries with NUBAN-checked bank details
- Simulated money movement until you switch on live keys
What they share
The parts you should only have to get right once.
Tenant isolation
Every business sees only its own records — enforced in every query, verified by an automated isolation test before each release.
Roles & governance
Company admin, manager, staff and read-only auditor. Platform super-admin is allowlist-controlled and requires two-factor authentication.
Brought-forward data
Import from Excel or CSV with column matching and a preview before anything is saved — including opening year-to-date balances and live loan balances.
Audit trail
Logins, approvals, imports, role changes and exports are recorded with who, what and when — exportable for auditors.
Exports that work
CSV, Excel and PDF exports for reports, payslips, statements and the audit trail, plus full backups you can restore.
Payments, live or simulated
Connect your Paystack keys to move real money; until then every flow runs in a clearly marked simulated mode so nothing is charged.
Start with one product
Creating an account takes under a minute and gives you a company workspace — you can invite your team straight away. No card required.
BTAS Payrolls
Run monthly payroll and issue digital or printable payslips.